Multi-currency Accounts for Global Products

Hold, allocate, and move balances across USD, GBP, EUR, and CAD from a single platform built for money movement.

Built for How Money Actually Moves

Use virtual and correspondent accounts to collect funds, manage balances, and route money across products, partners, and payout paths.

Built for How Businesses Operate

Maintain multiple internal accounts to separate activity without splitting systems.

Explore Accounts

Treasury and operating funds

Payouts and settlements

Card-backed balances

Savings and yield activity.

Fees and expenses

One Model Across Currencies

Receive Through Multiple Channels

Virtual IBANs, cards, Apple Pay, Google Pay, wallet addresses. Different entry points, same underlying balance.

Separate Customer Funds from Business Activity

Customer balances stay attributable. Business accounts support treasury, operations, and product flows.

Support Different Holding Patterns

Active transactional balances and longer-term holds. Clear distinction at the infrastructure level.

Accounts as Product Logic

Limits, card access, payout behavior, and reporting tied to where funds are held and how they're classified.

Deeper Insights into Business-level Accounts

Maintain a detailed and easily accessible record of all team interactions with our comprehensive conversation history.

Regular Accounts

Handle active movement of funds across your product: deposits, withdrawals, and payments where liquidity and flexibility matter.

Incoming customer payments

Outgoing transfers and payouts

Operational balances that move frequently

Treasury Accounts

Interest accrual on eligible balances with intentional constraints for disciplined capital allocation

Earn interest on held balances

Apply minimum balance thresholds

Limit transaction frequency

Cards Accounts

A single card account serves as the underlying balance for every customer card.

Issue multiple cards without separate funding sources

Gravv-branded and custom-branded cards

Track card balances independently

Get Additional Context

Straight answers to what matters before you integrate.

How do we separate funds by product or feature?

Many teams create separate main accounts per product line, feature, or operational flow. This keeps balances and activity attributable without introducing separate systems or integrations.

What is the difference between a main account and a customer account?

Main accounts belong to your business and are used to manage operational funds such as revenue, payouts, card-backed balances, or longer-term holdings. Customer accounts belong to your users and reflect money they send, receive, or hold through your product. Keeping these separate helps maintain clarity around ownership and activity.

Are balances shared across accounts?

No. Each account maintains its own balance. Funds only move between accounts through explicit transfers, which keeps ownership and intent clear.

How do we track fees or revenue separately?

Teams often use dedicated main accounts for fees or revenue. Incoming funds can be routed or allocated internally so fee-related balances remain distinct from customer or operational funds

How do accounts support reconciliation?

Because every balance change is tied to a recorded movement, reconciliation becomes a matter of reviewing activity rather than reconstructing it. This applies to both customer accounts and business accounts.

Can we use accounts differently in different regions?

Yes. While the account model remains consistent, teams can apply region-specific rules or flows around accounts without changing the underlying structure.

How do accounts interact with payouts and transfers?

Outgoing transfers always reference a specific source account. This keeps it clear where funds originated and ensures balances reflect outgoing activity accurately.

Ready to Build Your Account Infrastructure

Multi-currency accounts with compliance tooling, fund segregation, and operational visibility.