Launch global card programmes in days, not months
Issue virtual and physical cards to your customers globally from one integration.
The card is the last step, not the first.
Eligibility, account and programme approval come first. Then the card is issued.

- 01EligibilityChecks completed
- 02AccountAccount active
- 03ApprovalProgramme rules passed
- 04CardIssued and funded
From approval to issued card in three steps.
Issuance depends on programme, country and customer eligibility.
- Approve the customerComplete the required checks and confirm eligibility.
- Create the cardIssue a virtual or physical card for the approved customer.
- Fund and start spendingCards draw from the configured balance and can be used once active.

Issue a card once the customer is approved.
Create and manage cards through the same API used for the rest of the money flow.
POST /v1/cards
{
"customer_id": "cus_…",
"type": "virtual",
"currency": "USD",
"label": "Team spend"
}Two kinds, one lifecycle.
Virtual and physical cards are issued through the same flow and managed through the same controls.
- Virtual card
Use instantly for online and in-app payments.
- Physical card
Issue when the customer needs to spend in the real world.
- Shared controls
The same funding, approval and spend model across both.
Controls built into every card programme.
What applies before a card is issued, and what applies once it is.
- Eligibility
Cards are only issued to approved customers in supported programmes.
- Funding
Cards spend from the configured balance, not from an unsecured credit line.
- Controls
Approval, programme and spend rules apply before a card is used.
- Encrypted details
PAN, CVV and PIN return encrypted to a key you hold, so the full number never sits in your logs or ours in the clear.
How cards connect to the rest of Gravv.
The balance behind it is the same account collections settle into and payouts leave from, so spend and settlement are one ledger.
- AccountsOne balance per verified customer, with a wallet address and virtual account details.
- CollectionsCard, bank transfer, local payment methods and stablecoin, across supported markets.
- FX and Trade DeskQuotes, spot trades and OTC orders that only a second person can release.
- Payments and payoutsOne transfer endpoint. The destination decides the rail.
- Stablecoin railsUSDC and USDT across five public networks, under everything else.
